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Personal Car Finance | Jade Car Loans

While many insurers offer ‘pay by the month’ options for insurance premiums on consumer items such as cars, boats, health and other assets, the same offer is not always available for business insurance premiums.
  • Low interest rates on vehicle financing
  • Credit score not impacted
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Why Use Jade Car Loans?

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Driving cheap interest rates into every car loan

Cheap interest rates are at the very core of our business structure. It’s what defines us, differentiates us and gives you the competitive advantage. We optimise the freedom and the flexibility of our broker status to negotiate hard on interest rates with our strong bargaining power to deliver the cheapest rates for every car loan customer
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Jade Car Loans is your key to a cheaper car loan

Whether you’re a private car buyer or purchasing a business vehicle, using Jade Car Loans as your finance broker is a smart and sensible decision. We’re not constrained by a limited set of loan options like many banks and lenders. Our accreditation with a vast number of banks and lenders broadens our sources to hundreds of loan products. With more choices comes more opportunities to source you the cheapest car loan.
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Reliability, longevity, track record - the broker you can trust

When it comes to your finances, every detail matters. Especially the broker handling your car loan. Well-established and reputable, Jade Car Loans has an impressive track record of performance over our 20 years in the lending sector. A reputation that is your assurance that you’re dealing with a company that is reliable and continues to deliver cheap car loans, year after year, customer after repeat customer. We’re an Australian-owned committed to providing workable, affordable and effective financial solutions so other Australian businesses and individuals can turn their goals into achievements.
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Broker Benefits for All

When seeking a personal car loan, we can assist you by reviewing offers from the many lenders we are accredited with, negotiating you a better deal at our well-known low interest rates. If you go through the process yourself, you will either be limited in your choice of lenders or have to spend a significant amount of time making applications to a lot of finance companies in order to receive and compare quotes.

Most car dealers, both new and used, are aligned with or have some connection with a lender. These arrangements are set up to streamline the buying process and no doubt, to enable the dealer to more quickly and easily secure your order. What you may want to ask yourself, or the dealer, are you paying a secret, hidden commission in that personal finance deal?

What you definitely are doing is limiting your options. Jade will compare offers on your behalf and quickly and easily present you with the best offer. We have a fast approvals service so don’t be worried that you might miss out on that car if you don’t sign up with the dealer’s financier on the spot.

Another issue to keep in mind with DIY personal car loans is the impact on your credit rating. If you apply to multiple lenders for a loan, it gives the impression that you are desperate and unable to secure finance. This can process can have a negative impact on your credit score. Your Jade consultant will cover off just as many, if not more lenders than you can with no impact on your credit rating.

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Personal Used Car Loans

For the purchase of a motor vehicle for personal use, as opposed to business use, Jade Car Loans offers:

Secured Car Loans: the lender uses the car as security over the loan.

Unsecured Personal Loans:  with no security offered, these loans usually attract a higher interest rate and are limited to approximately $50,000.

Please refer to the detailed description of each of these loans on the dedicated web pages. For a quick ballpark figure, head to our online car loan calculator. Give us a call and your Jade consultant will explain everything about personal car loans and get your application started.

Speak with a Jade Consultant to discuss the personal loan options for your used car purchase. Call 1300 000 003.

1300 000 003
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Jade Personal Car Finance offers all features:

Jade Car Loans provides a comprehensive range of finance options to individuals purchasing both new and used cars for private use. Some people think that using a car finance broker is only for businesses. Wrong! As an experienced finance broker, the services of Jade Car Loans are available to both personal and business customers and we offer significant benefits to all our customers.

  • The Jade low interest rates
  • Fixed interest rate on secured loans, choice of fixed or variable on unsecured loans.
  • Set monthly payment which is fixed for the term of the loan
  • Fixed loan term
  • No deposit car financing options
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 21/12/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.

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