HomeSecured Car Finance

Secured Car Finance

Jade Car Loans offers secured car loans for individuals purchasing cars for private use. As one of Australia’s leading car finance specialists, Jade consultants are experts in delivering affordable, cheap car loans for the purchase of both new and used cars.
  • Low interest rates on car financing
  • Credit score not impacted
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Why Use Jade Car Loans?

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Driving cheap interest rates into every car loan

Cheap interest rates are at the very core of our business structure. It’s what defines us, differentiates us and gives you the competitive advantage. We optimise the freedom and the flexibility of our broker status to negotiate hard on interest rates with our strong bargaining power to deliver the cheapest rates for every car loan customer
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Jade Car Loans is your key to a cheaper car loan

Whether you’re a private car buyer or purchasing a business vehicle, using Jade Car Loans as your finance broker is a smart and sensible decision. We’re not constrained by a limited set of loan options like many banks and lenders. Our accreditation with a vast number of banks and lenders broadens our sources to hundreds of loan products. With more choices comes more opportunities to source you the cheapest car loan.
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Reliability, longevity, track record - the broker you can trust

When it comes to your finances, every detail matters. Especially the broker handling your car loan. Well-established and reputable, Jade Car Loans has an impressive track record of performance over our 20 years in the lending sector. A reputation that is your assurance that you’re dealing with a company that is reliable and continues to deliver cheap car loans, year after year, customer after repeat customer. We’re an Australian-owned committed to providing workable, affordable and effective financial solutions so other Australian businesses and individuals can turn their goals into achievements.
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Seamless and Affordable Options for Car Financing

We offer great deals on secured car loans for individuals purchasing cars for private use. As one of Australia’s leading motor finance specialists, Jade consultants are experts in delivering affordable, cheap loans for the purchase of both new and used cars.

We fully understand and appreciate that it can be an intimidating experience to approach a bank or finance company to apply for a personal vehicle loan. The confusing terminology, sometimes reams of paperwork and intrusive application form questions. As Australian finance brokers, we work for you and go in to bat for your interests and deliver the cheap car loan rates available. And we’ll handle the paperwork to streamline and simplify the process for you.

For an individual purchasing a motor vehicle, a Secured Car Loan is the most popular form of lending as it offers certainty and your Jade consultant has the flexibility to structure the loan to suit you as far as possible.

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Exploring Pre-Approved Secured Car Finance with Jade

A Jade consultant can answer any questions you have on Secured Car Finance with just one phone call. To quickly secure a great used car deal, ask your Jade consultant for pre-approved finance. We can process your application before you start car hunting so you are set to sign and seal the deal on the spot.

Not sure how much you can afford? Head to our online car finance calculator for a ballpark repayment figure.

Speak with a Jade Consultant to discuss a secured personal car loan for your motor vehicle. Call 1300 000 003.

Secured Car Loans Key Features

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Jade car loans are all based on our well-known cheapest interest rates. Your assurance that you are receiving the best offer available.

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Fixed interest rate for the term of the auto loan.

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Monthly repayments are fixed for the term of the loan. Your Jade consultant has the expert negotiating skills to bargain with the banks and our other many lenders, to secure you a monthly repayment figure that fits your budget.

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The term of the loan is fixed. Your Jade consultant will negotiate a loan term that best suits your objectives. With some lenders, the age of the vehicle will have a bearing on how many years the lender will agree to the loan term. But once agreed to, this term is fixed.

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The lender takes the security of the automobile against your loan. If you default on payments, the lender has the right to repossess the car to recoup monies outstanding. Once you have finalised all payments, the lender releases this security.

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You have possession and ownership of the car once the loan agreement and sale are finalised and you are responsible for all operating costs including registration, insurance and maintenance.

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You can make additional payments to pay off your car sooner.

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If your financial situation changes, you can pay out the loan in full before the end of the term with minimal ‘break fees’. Break fees refer to the fees charged by the lender when a loan is paid out early. This refers to ‘breaking the loan agreement’. If you are comparing other offers, look closely at this in fine print.

Lender Loan Product Advertised Rate Comparison Rate Monthly Repayment
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THE COMPARISON RATE IS CALCULATED ON A SECURED LOAN OF $30,000 FIXED FOR A TERM OF 5 YEARS, NEW GOODS, EFFECTIVE 21/12/2024 AND SUBJECT TO CHANGE. WARNING: THE COMPARISON RATE IS TRUE ONLY FOR THE EXAMPLES GIVEN AND MAY NOT INCLUDE ALL FEES AND CHARGES. DIFFERENT TERMS, FEES OR OTHER LOAN AMOUNTS MAY RESULT IN A DIFFERENT COMPARISON RATE.

We work harder to secure the best rates.

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