According to sources, the availability of some vehicles is starting to return to the levels that Australian buyers enjoyed prior to the impacts of the pandemic being felt in overseas manufacturing plants. So while there has been constant messaging around delays in delivery of many makes and models, there are some that appear to be back on track and even ahead of schedule. One in particular is the Mazda BT-50. Availability as well as cheap finance for Mazda BT-50 could be the deciding factors for many ute buyers.
While the Toyota HiLux and Ford Ranger have dominated the car sales figures for some time, the 2022 Mazda BT-50 could be the real contender for your workhorse or recreational vehicle purchase. Adding to the appeal could be the availability – in dealerships now. A complete range of business and personal finance products for the new 2022 Mazda Build BT-50 is available at cheap interest rates through Jade Car Loans. Explore the vehicle and the finance options to see if this meets your criteria for a new ute.
2022 Mazda BT-50
Billed as ‘The Complete Package’ the BT-50 has plenty to offer both those looking for a workhorse to make enjoyable work of the daily grind and those seeking a smart performer for towing the boat or caravan or just getting away into the great outdoors.
The BT-50 is available in a great selection of models – single cab, freestyle cab, dual cab, 4x4 and 4x2, with buyers given multiple options to ‘build’ their vehicle to suit their specific requirements.
The model many buyers are likely to hone in on is the new SP, the complete sport-luxe package. This is the newest BT-50 variant in the already impressive line-up and has plenty to appeal to both recreational and work users.
The sleek look imbues all that is sport-luxe with 18” black alloy wheels, the sail plane sports bar and the exterior accents in black and grey for starters. This is a higher spec’d package that still retains the expected capacity for towing, taking a decent payload and performing in rugged, off-road environments.
For those in the market for a new dual cab to kick off the year, being available in dealerships right now could be an added factor to draw buyers to the Mazda BT-50. Immediate delivery has been a big sticking point for motor dealers and buyers over the past year and being readily available is sure to make the new 2022 Mazda BT-50 a popular choice.
Finance Options
According to the Mazda website, the price range for the new Mazda BT-50 is $38,490 to $65,990. That is quite a range and of course the price will depend on which variant and options are selected. To ensure the price is workable, affordable and cost-effective requires sourcing workable finance.
The first decision is to determine which finance product is best suited to the needs of individual buyers. Personal car loans differ from business vehicle finance and within the business vehicle finance range there are a number of choices.
The go-to car loan for private buyers of new vehicles is the Secured Car Loan. This is straightforward in format with the car put up as the security against the loan and the loan repaid in equal monthly instalments. At Jade, we source this type of loan at a fixed commercial car loan interest rate and over a fixed term to ensure fixed repayments.
Business buyers can select from a range of loan types:-
- Chattel Mortgage
- Lease
- Commercial Hire Purchase
The key differences in the features and benefits of these finance products relate to accounting practices and measures and individual finance objectives. Specifically the method of accounting used by the business; when the GST is payable and claimable; how and when in the financial year the tax deduction is realised; and whether or not the BT-50 is entered into the business balance sheet.
The other key variation is in the interest rate which applies to these finance products. Business owners can review the interest rates and individual features and benefits of each loan type to determine which will be the most cost-effective for their business.
For those intending to capitalise on the tax benefits on offer through temporary full expensing, Chattel Mortgage is seen as the most suitable form of finance.
To be eligible for business finance, buyers must at minimum have a current ABN and the vehicle needs to be for use in the business. Jade Car Loans can achieve cheap interest rate, affordable finance for new businesses that require Low Docs and No Docs Vehicle Finance.
If the Mazda BT-50 is shaping up as your new vehicle, speak with us about pre-approved finance so you are ready to sign the purchase contract on your first visit and test drive at the Mazda dealership.
Contact Jade Car Loans 1300 000 003 for Mazda BT-50 Finance
DISCLAIMER: IN REGARD TO MISREPRESENTATIONS AND ERRORS CONTAINED IN THE MATERIAL AS PRESENTED, LIABILITY IS NOT ACCEPTED. THE DETAILS AND CONTENT IS PROVIDED FOR CAR BUYERS AND INDIVIDUALS AND BUSINESS SEEKING FINANCE PURELY AS GENERAL INFORMATION. THIS IS NOT PROVIDED AS THE ONLY SOURCE OF FINANCIAL INFORMATION. ANYONE THAT CONSIDERS THAT NEED FINANCIAL ADVICE ABOUT THEIR SPECIFIC REQUIREMENTS SHOULD SEEK THEIR OWN FINANCIAL ADVISOR.